Responsibilities:
- Provide analytical reporting, conduct credit business reviews, and monitor risk limits according to the Bank’s risk management framework.
- Assist in implementing and overseeing risk management policies and procedures.
- Prepare credit assessments for new and existing facilities, including financial analyses and risk recommendations.
- Analyze financial reports and business plans to support new business portfolio development.
- Ensure new credit facility requests align with the Bank's risk appetite.
- Stay updated on and analyze market-based and industry-specific information and developments.
- Assist in monitoring the Bank’s investment portfolio.
- Support the completion of periodic risk management reports.
- Handle ad hoc requests from Senior Management and external stakeholders.
- Track changes in the credit ratings of the Bank’s risk exposures.
- Support the risk team in meeting regulatory risk management requirements.
- Assist in updating and compiling risk management policies, procedures, and documentation for effective risk governance.
- Stay informed on the Bank’s significant risks.
- Keep up to date with relevant banking and risk-related regulations.
- Assist in monitoring ICT and security risk management controls.
- Professional qualification in Banking, Finance, or related field.
- 2-3 years of experience in a similar or related role.
- Prior experience in banking or related roles is advantageous.
- Strong quantitative and analytical skills.
- Proficiency in MS Office, with advanced skills in MS Excel.
- Fluent in both written and spoken business English and Maltese.
- Proactive, self-motivated, and able to work independently.
- High integrity and professional ethics.
- Knowledge of ICT and security risk management controls is a plus.